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“EUROMONEY” AWARDS BANKA KOMBËTARE TREGTARE AS THE “BEST BANK IN ALBANIA” FOR THE SEVENTH TIME


Tirana, Albania
(10th July 2019) – In recognition of its exceptional performance and leadership in the banking market, Banka Kombëtare Tregtare is awarded "The Best Bank in Albania" for the 7th time from Euromoney Magazine, one of the top financial publications in the world. The award was submitted to BKT’s Chairman, Mr. Mehmet Usta and BKT’s CEO&Board Member Mr.Seyhan Pencablıgil at the annual Awards for Excellence that took place in London on July 10th, 2019.

Mr.Usta, said in a speech accepting the award: “On behalf of all my BKT colleagues, I thank you for this wonderful award. Our strategy of finding a balance between traditional and innovative offerings while building a meaningful connection with our customers has consolidated through the years BKT’s position as the largest bank in Albania. I am confident that BKT’s proven ability to balance growth with adequate control, giving our customers guarantee for their financial future, will maintain BKT leadership in the coming years”

Mr. Pencablıgil underlined that stability and sustainability are the key factors of the success. It is not just one-time conjectural chance; it is the result of continuous effort and capability to manage the changes. 

Established in 1925 BKT is the largest and the oldest commercial Bank in Albania. With a total asset value of 4 billion USD and total deposits of 3.1 billion USD, BKT serves its customers through a network of 94 branches, out of which 67 are located in Albania and 27 in Kosovo. During the year BKT awarded as “the Best Bank in Albania” by the Banker, Global Finance and EMEA Finance.
For more information, please refer to: www.bkt.com.al

EMEA FINANCE AWARDS BKT FOR THE NINTH CONSECUTIVE TIMES AS THE BEST BANK IN ALBANIA

Tirana, Albania (29 April 2019) - Banka Kombëtare Tregtare has been selected as “The Best Local Bank in Albania for 2018” from EMEA Finance magazine. For the ninth consecutive year “The Best Local Bank in Albania” has been awarded to BKT by this prestigious magazine by emphasizing its evaluation across the years. 
The editorial vision of EMEA Finance magazine is to be ‘the independent voice’ – one that speaks at the highest level of integrity and journalistic ethics – for the financial community, its customers, and suppliers across the EMEA region.

Figures has highlighted the consolidated position of BKT as the largest bank in Albania by being again the Market Share leader in most categories.

Being not only a bank but a strong partner in which retail and business customer can commit on, gives to them a strong guarantee for the financial future. Despite the increasing competition in the market as per the changes happened in the second level banks, BKT is determined on strengthen its market position.       

BKT has a large network of 94 branches, out of which 67 are located in Albania and 27 in Kosovo, but in the line of the digitalization revolution our customer are increasing self-service banking transaction through our alternative channels by profiting from the new functionalities offered for retail and for business customers through our new ATM, our BKT Smart application or our new version of e-banking.  

During this year even Global Finance magazine as awarded BKT with the price of “The Best Bank in Albania”.

 

Tirana, Albania (9 April 2019) - Banka Kombëtare Tregtare has been selected as The Best Bank of Albania for 2019 by US magazine Global Finance* on its 26th annual awards for the World’s Best Banks, held on 12 March 2019.


Global Finance has chosen BKT based on performance and other criteria including reputation and management excellence. The selection process is completed with extensive consultations with corporate financial executives, analysts and bankers throughout the world. A full report about Best Banks will appear in the May issue of Global Finance with the web-site www.gfmag.com.


BKT has continued strong financial performance with record BoA profitability (68 mio USD) in line with strong IFRS capital base (435 mio USD) corresponding to an annual RoE of 19% and Capital adequacy ratio of 17,53% as at Dec-2018.


Asset size of BKT reaching to 29.4% is even higher than the total size of 2nd and 3rd bank (taken together) of the banking sector.


BKT is the biggest financier of Albanian economy aiming to bolster the economic growth by lending to business investments, public projects and individual needs, also is the biggest taxpayer in this country, taking in consideration the total amount among the last 4 years.


BKT has accelerated its innovation program to bring latest technological solutions to Albanian citizens to increase service quality and customer satisfaction.


Together with the “Bank of the year in Albania” award by Global Finance, BKT again this year completed major awards in the banking industry, receiving formerly "The Best Bank in Albania" by “The Banker”, “EMEA Finance” and AAA (Alb) by JCR Eurasia Rating.


Established in 1925 BKT is the largest and the oldest commercial Bank in Albania. With a total asset value of 3.9 billion USD and total deposits of 3.1 billion USD, BKT serves its customers through a network of 94 branches, out of which 67 are located in Albania and 27 in Kosovo.

For more information, please refer to: www.bkt.com.al.
 

*Global Finance is a monthly US magazine that was founded in 1987 and is based in New York with offices in London and Milan. It has a circulation of 50,050 copies (according to BPA) across 188 countries, and a readership of more than 200,000.

 

 

Tirana, Albania (20 March 2019)  ANNOUNCEMENT !

Banka Kombetare Tregtare, inform all the customers, individuals or legal representatives of the commercial enterprises, that during 2019 will expire the Identification Documents issued on 2009.

As per law No. 11/2019 PËR NJË SHTESË NË LIGJIN NR. 8952, DATË 10.10.2002, “PËR LETËRNJOFTIMIN ELEKTRONIK TË SHTETASVE SHQIPTARË”, TË NDRYSHUAR, the validity period of the electronic ID of Albanian citizens issued from date 09.02.2009 till 31.12.2009 and that expires within the year 2019, their expiration date will be extended till 31.12.2019.

With this announcement, we bring to your attention that if you are a bank customer registered with an ID or Passport issued on 2009 and that expiries on 2019, please renew your identification document at the respective authority and deposit it to the closest BKT branch.

Thank you for your understanding!
Banka Kombëtare Tregtare

Tirana, Albania (February 15, 2019) – Banka Kombëtare Tregtare clarifies its position regarding the publications in some portals as follows:

1.The countries referred to in this publication are not offshore countries and moreover they are not part of any European Union list or international money laundering organization.

2.The shareholding structure of these companies is established in accordance with the rules and laws of these countries, and no law or instruction of the Albanian legal framework does not prevent the bank from doing business with them.

3.The findings of the authorities in their reports are of an administrative nature for which the bank has objected and is in a juridical process in the Administrative Court.

4.The Bank reserves all rights to preserve the integrity and reputation of the institution and its customers.

 

THE BANKER AWARDS BKT AS THE BEST BANK IN ALBANIA FOR THE NINTH TIME


Tirana, Albania (29 November 2018) – Banka Kombëtare Tregtare has won "The Bank of the Year in Albania for 2018” by "The Banker". Regarded as the industry standard for banking excellence, The Banker’s “Bank of the Year” awards were once again contested by the world's leading financial institutions. The award was accepted by BKT’s Chairman Mr. Mehmet Usta and CEO and Board Member, Mr. Seyhan Pencabligil during the gala dinner held in London on November 29th, 2018.


In his acceptance speech at the event, Mr. Mehmet Usta, said he was delighted to receive “The Best Bank in Albania” award for the ninth year, noting that this award confirms BKT leadership position within the Albanian Banking system. BKT is one of the most valuable Albanian brands, and it is our commitment to make this brand even better, by driving growth and development, creating new economic opportunities for citizens and communities all over the country and inspiring new generations of bankers. He continued adding that: “At BKT we understand the long hours, fortitude, perseverance, and vision necessary to create such a success and I really appreciative that such a hard work has not gone unnoticed”.


CEO and Board Member, Mr. Seyhan Pencabligil, added that: “On behalf of BKT employees, I thank you for this wonderful award. Their dedication and excellence earned this honor for our company”. He continued: We are following ambidextrous approach by continuously investing on technology to be innovation pioneer and at the same time by preserving the inheritance and glory of the oldest bank in Albania. We are always proven wrong when we think that we can rest on our laurels, which takes us to the conclusion that we can never take our future prosperity for granted. That’s why we need to keep our ongoing dedication to the highest standards of excellence.”

Together with the “Bank of the year in Albania” award by The Banker, BKT again this year completed major awards in the banking industry, receiving formerly "The Best Bank in Albania" by “EMEA Finance” and AAA (Alb) by JCR Eurasia Rating.

Established in 1925 BKT is the largest and the oldest commercial Bank in Albania. With a total asset value of 3.9 billion USD and total deposits of 3 billion USD, BKT serves its customers through a network of 94 branches, out of which 67 are located in Albania and 27 in Kosovo.
For more information, please refer to: www.bkt.com.al.

Tirana, Albania (November 5, 2018) - "Aleksandër Moisiu" University Durrës (UAMD) organized the graduation ceremony of the students of the Faculty of Integrated Studies with Practice (FASTIP). The ceremony was held in Durrës, in the new premises of the UAMD campus.
 

The 11-year collaboration between BKT and FASTIP reveals year after year the success of this unique education system in Albania. Among all the representatives of public and private institutions, partners with FASTIP Program, the ceremony was attended by the Rector of Aleksandër Moisiu University Durrës, Mrs. Kseanela Sotirofski, Director of the Individual Banking Group Mr. Fatih Karlı, Director of the Human Resources Department, Mrs. Ariana Tushi, etc.
 

During her welcome speech, Mrs. Sotirofski, was very happy that UAMD auditors are not only educating students but also professionals, separating FASTIP students from all graduates across the country. "Any easy path is certainly not worth pursuing. Do not be discouraged from the hard start, be sure that you will achieve a lot, and we will be here to watching and applauding for all your successes. "
 

Further, Mrs. Tushi added that we are happy to be back together in this Graduation Ceremony of the Students of the Faculty of Integrated Studies with Practice. Based on the successful German model of dual studies, only students of this faculty have the great privilege of combining theoretical knowledge with learning through practical programs in banks and businesses.
 "We proudly note that over the years BKT has been and remains the main partner of FASTIP for realizing the dream of the youngest generation in preparing future employees/bankers with contemporary European education.
BKT supports FASTIP for the participation of foreign lecturers and experts in the academic program, which brings the difference in student education in relation to all public universities in Albania. I believe that a special pleasure, given from BKT to the students - graduates and their parents for this year 2018 - was the employment of the entire senior year group of 16 students in the period July - September 1st, much earlier than graduating!
BKT will continue to remain a serious partner, supporting the successful dual studies model at FASTIP, contributing to the younger generation’s (Zeta) professional formation, their employment, professional career development and life in our country. "
 

During these years, Banka Kombëtare Tregtare has supported, sponsored and educated through this program 184 students in Bachelor Degree in Banking Management: 126 graduates are employed directly after graduation and 37 students are attending studies in this academic year 2018 - 2019. Already, 11% of the staff Banka Kombëtare Tregtare (101 employees) are graduated from FASTIP, giving their contribution to the success of the bank, pursuing personal career paths, from the respected position of Teller to Branch Director, Assistant Manager of Department, Operations Manager, Auditor, etc.
 

Banka Kombëtare Tregtare and "Aleksandër Moisiu" University Durrës, during the 11-year experience of this public-private partnership program, work together as serious partners for the consolidation, increase and success of the Bachelor Degree Program.
FASTIP offers bachelor studies integrated with professional practice by alternating every 3 months academic education with professional practice programs in bank/business, and to all the successful students is offered their employment immediately after graduation from partner institutions.

 

JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the 10th time in a row

Tirana, Albania (20 June, 2018) - JCR-Eurasia Rating evaluated Banka Kombetare Tregtare (BKT) in a high-level investment category and affirmed Long Term National Credit Rating as ‘AAA (Alb)’ and Short Term National Credit Rating as ‘A-1+ (Alb)’, with ‘Stable’ outlooks on both ratings. The ratings on the Long Term International Foreign and Local Currency are affirmed as ‘BBB-’, one notch above the country ceiling level.

JCR Eurasia Rating is the Eurasian affiliate of Japan Credit Rating Agency, one of the most prestigious rating agencies in the world. AAA (Alb) stands for the highest possible evaluation within local market, showing that BKT is keeping its position as the most important player in the Albanian banking sector.

JCR-ER has observed that BKT maintains the position of the largest bank in the system with respect to assets, loans, deposits and net profit size criteria. The leading factors in the differentiation of BKT from the Sector and in the affirmation of the Bank’s Long Term National Ratings as ‘AAA (Alb)’ are: the broad deposit base with a favorable maturity structure, high internal profitability ratios and effective operating cost management, sufficient capitalization, significant position within the Albanian banking system and market leader position, a relatively low rate of problematic receivables vis-a-vis the Sector with widespread problem, in addition to strong corporate governance framework and level of compliance.


BKT, having the broadest branch network of the Sector, emphasizes the importance of spreading alternative distribution channels such as ATMs, internet and mobile banking in order to increase the quality of customer service. As always, a pioneer in implementing technological innovations, driven by customer requirements, BKT has turned its focus to digital banking channels with a banking approach that emphasizes risk-centered, productive, profitability and leading services.
 

EMEA FINANCE AWARDS BKT AS THE BEST BANK IN ALBANIA FOR THE EIGHTH TIME

Tirana, Albania
– The Awards continue to reflect the success of Banka Kombëtare Tregtare in the Albanian banking sector. BKT has been awarded for the eighth consecutive year “The Best Local Bank in Albania for 2017” from the prestigious British financial magazine EMEA Finance, that awards each year best banks and financial institutions. EMEA finance emphasized that the best of the best are those financial institutions who embrace the changing environment and landscape, recognizing that BKT seized the moment and continued to restructure, reinvent, and retool for the year ahead and future challenges both anticipated and unforeseen.

Established in 1925 BKT is the largest and the oldest commercial Bank in Albania. With a total asset value of 3.7 billion USD and total deposits of 2.9 billion USD, BKT serves its customers through a network of 94 branches, out of which 67 are located in Albania and 27 in Kosovo.
 

BANKA KOMBËTARE TREGTARE SUPPORTS THE "GREEN REVOLUTION" INITIATIVE OF TIRANA MUNICIPALITY


Tirana, Albania (05th April 2018)Banka Kombëtare Tregtare (BKT) joined Tirana’s Municipality initiative for afforestation of Tirana, sponsoring a tree planting project in the Artificial Lake area. In the inauguration ceremony organized for this occasion, participated BKT CEO and Board Member, Mr. Seyhan Pencabligil and Mayor of Tirana, Mr. Erjon Veliaj.

Mr. Seyhan Pencabligil,
congratulated the Municipality of Tirana and in particular Mr. Veliaj for these kinds of initiatives that are changing the mentality of our citizens, making them an active part of the greening program so that they can fully understand the meaningfulness of protecting the environment they are living in. Environmental sustainability has always been an important part of BKT social corporate responsibility policy. At BKT we strongly believe that big changes are starting with such small steps. Also, Mr. Pencabligil wishes that this initiative continues until 1 million trees are planted in Tirana.

Mr. Erion Veliaj, expressed his gratitude to BKT noting the donations made over the years to improve the living conditions in the community. "Thank you very much for the donation. I know that there are many needs in Albania, but donation is something that will remain for the city. I sincerely thank you and your customers because I believe that your bank’s ethos and ethics reflect the value of your customers. The fact that you are investing in trees makes all your customers feel like they are part of this activity".

Established in 1925 BKT is the largest and the oldest commercial Bank in Albania. With a total asset value of 3.7 billion USD and total deposits of 2.9 billion USD, BKT serves its customers through a network of 94 branches, out of which 67 are located in Albania and 27 in Kosovo.
For more information, please refer to: www.bkt.com.al
 


BKT - PARTICIPATES IN “WORK & STUDY” FAIR, 2018


Tirana, Albania (March 28, 2018) – Banka Kombëtare Tregtare (BKT) has now been supporting the tradition of "Work & Study" fair for several years, to be as close as possible to the labor and study market. The 9th edition of this fair is organized by Tirana Chamber of Commerce and Industry in partnership with the Municipality of Tirana and the Ministry of Education and Sports, on 28-29-30 March 2018 in the premises of the Palace of Congress.

During his opening speech, Mayor Mr. Erion Veliaj said: "I want to thank those who continue and return to the fair, meaning that it has appeared, so for companies it is not a time spent or money spent lounge. For all those who follow us, prepare CVs and let's have a walk since no one will come to offer jobs in the coffee bar."

Banka Kombëtare Tregtare, with its 94 branch network in Albania and Kosovo, is proud of the motivated and professional team that has left its mark on its success. Through the "Work & Study" fair, BKT invites all interested people to apply for various professional practices and vacancies to continue their journey towards individual and corporate success.
 

ALBANIAN DEPOSIT INSURANCE AGENCY SELECTS BANKA KOMBËTARE TREGTARE AS THE FIRST AGENT BANK IN THE PRELIMINARY LIST FOR THE DEPOSIT COMPENSATION PROCESS


Tirana, Albania (24th January 2018) Banka Kombëtare Tregtare (BKT) was ranked first in the short preliminary list of only 3 banks, selected from Albanian Deposit Insurance Agency (ADIA) as Agent Banks for carrying out the deposit compensation process.

ADIA, on 24.07.2017, initiated the procedure of selecting the preliminary list of agent banks by inviting all banks belonging to the deposit insurance scheme. At the end of the evaluation process, ADIA Management Council came up with the decision Nr. 23, dated 03 October 2017, in compliance with all selecting criteria, where BKT was ranked first in the short preliminary list of 3 banks.
 
Following this process, BKT and ADIA have successfully finalized all the details and on 24 January 2018, BKT CEO and Board Member, Mr. Seyhan Pencabligil and ADIA General Director Mr. Genci Mamani, signed the contract for the execution of the deposit process.

This new initiative of ADIA indicates ones more that the banking system is building the necessary mechanisms and infrastructure for the consolidation of the financial sector’s stability and the resilience of the banking system in case of any unexpected situation or potential failure in the future.

The Albanian Deposit Insurance Agency was established in 2002 and performs its activity under Law no. 53/2014, dated 22.05.2014 "On Deposit Insurance", amended. ADIA administers the deposit insurance scheme, which is currently mandatory for all second-tier banks and cover up to the amount 2,500,000 (two million five hundred thousand) ALL .

Established in 1925 BKT is the largest and the oldest commercial Bank in Albania. With a total asset value of 3.6 billion USD and total deposits of 2.9 billion USD, BKT serves its customers through a network of 93 branches, out of which 67 are located in Albania and 26 in Kosovo.
For more information, please refer to: www.bkt.com.al.
 


BKT HOSTED ALBANIA ROUNDTABLE IN THE EUROMONEY CENTRAL & EASTERN EUROPEAN FORUM

Vienna, Austria (17 January, 2018) – On 16-17 January 2018, Euromoney Conferences, in its 23rd installment of its Central and Eastern Europe Forum, was attended by over 1,100 government representatives, policy makers, financial intermediaries, business leaders and investors. This Forum is considered as one of the best networking events for anyone with an interest in Central and Eastern Europe. 


Banka Kombëtare Tregtare, sponsored and organized for the third consecutive year, the Albania Roundtable “Mobilizing finance for further growth”, with the participation of Governor of Bank of Albania, Mr. Gent Sejko, Deputy Minister of Finance and Economy, Mr. Erjon Luçi, Managing Director of Finance-In-Motion Ms. Elvira Lefting and BKT CEO and Board Member, Mr Seyhan Pencabligil.


Mr. Pencabligil, underlined that although the estimated growth of 3.8 per cent in 2017 is quite an achievement in this low-growth environment, Albania and Balkan Region economy need to grow much faster to see the prosperity in a short and reasonable period of time. He highlighted that this could be achieved by mobilizing the finances available in the banking system, considered too liquid and over capitalized, to match the investments required to upgrade the country.  He continued adding that financing the government initiatives for Public Private Partnership (PPP) projects, with the support of Central Bank of Albania, and the de-euroisation politics of the central bank may help in increasing lending with a positive impact in the overall economic growth.


Ms. Lefting confirmed that in Albania, unlike the other countries in the region, theoretically there is enough funding, excluding the financial part as a problem and highlighting that much more effort must go into not financial issues. She focused on the fact that may be Albania is not critical enough for having the right attention from the international community and added the important role that the international community has in guiding and supporting Albania in its road to success through long term strategies. She considered training and consultancy on long term sustainability topics/areas as crucial for the future of the Albania growth and development.


Deputy Minister of Finance and Economy, Mr. Luçi, showed optimism on the actual and future economic growth of Albania, listing some of the major reforms that the government has undertaken through different sectors. He added that economic indicators are slowly returning in the pre-crisis levels which is quite positive, showing that Albania is in the right direction, but also admitted that there are still a lot of challenges ahead that requires time and patience. He continued listing some of the important actual PPP projects taking place in the country that will influence positively in the economic growth and invited the investors confirming that the government has the intention to continue with other PPP projects which will have quality returns and are based on a long term sustainability.


The Governor Mr. Sejko, after making a short brief of Albania financial and economic history during these 27 years of democracy, underlined the fact that the Albanian government has undertaken different reforms to diversify the economic growth, canalizing the investments on different sectors that present high potential and low risk. He affirmed that the Albania economic growth indicators are optimistic considering the global economic situation and that banking and financial sector plays a crucial role in the country development and economic growth. He continued saying that the actual banking system is overcapitalized with almost 4 billion euro free that must be translated in investments, underling this as the actual challenge of Albania where all the interested actors must work together to grow business. He highlighted the decrease of non-performing loans (NPL) which must be the trend also in the coming years.


The roundtable was very successful, gaining the attention of all the participants with questions toward the panelists. Furthermore, the investors and financial institutions from Albania who attended the conference had a great opportunity to meet with representatives from different countries, exchanging insights about current financial situations in their markets and setting up business relationships.

 

THE BANKER AWARDS BKT AS "THE BANK OF THE YEAR IN ALBANIA FOR 2017” FOR THE EIGHTH TIME


Tirana, Albania (30 November 2017)Banka Kombëtare Tregtare (BKT) has won "The Bank of the Year in Albania for 2017” by "The Banker", one of the most prestigious financial magazines. The Banker’s awards continue to set the benchmark for the industry and BKT is proud to receive for the eighth time one of the most significant accolades in financial services industry. The ceremony was held in London on November 29th, 2017.

Mr. Mehmet Usta, chairman of BKT, emphasized that: “The Bank of the Year in Albania award, for the eighth year, is a fantastic endorsement of the exceptional performance that BKT has achieved during these years. This accolade comes as a pleasant assurance that we have not been erring in terms of decisions and actions.  I congratulate all our employees for their tremendous efforts required to make BKT the great bank we know it to be”.

The CEO and Board Member, Mr. Seyhan Pencabligil, added that: “Being recognized for our performance on the international stage during so many years is a remarkable achievement, and I am extremely grateful to each of our dedicated employees who have made this possible. As long as we will continue being close to our customers, understanding their needs and adapting our vision and strategy in line with this comprehension, I strongly believe that we will keep growing and receiving all major awards in the banking industry".

Together with the “Bank of the year in Albania” award by The Banker, BKT again this year complete all three major awards in the banking industry, receiving formerly "The Best Bank in Albania" by “Euromoney” and “EMEA Finance”.

Established in 1925 BKT is the largest and the oldest commercial Bank in Albania. With a total asset value of 3.5 billion USD and total deposits of 2.9 billion USD, BKT serves its customers through a network of 93 branches, out of which 67 are located in Albania and 26 in Kosovo.
For more information, please refer to: www.bkt.com.al.
 

FASTIP Graduation Ceremony
 
Tiranë, Albania (November 16th 2017) - “Aleksandër Moisiu” University, Durrës (UAMD) organized the graduation ceremony for Faculty of Integrated Studies with Practice students. The ceremony was held in Durrës, at “Horizont” Hotel premises.

This academic year corresponds with the 10th anniversary of the establishment of FASTIP and the cooperation of the Banka Kombëtare Tregtare with "Aleksandër Moisiu" University, Durrës.

In ceremony participated the Rector of UAMD, Ms Kseanela Sotirofski, BKT CEO and Board Member Mr Seyhan Pencabligil and representatives of other public and private partner institutions with the FASTIP Program.

During her speech Ms Sotirofski expressed her gratitude to the businesses for their special contribution and immeasurable care in realizing and supporting this project, without which all these achievements in these 10 years of cooperation would not have been possible.

During his speech, Mr. Pencabligil said: I am very happy to have been together with you during the 10-year period of the FASTIP journey, this unique faculty in the education system in Albania. Based on the German model of dual studies, only students of this faculty have the great privilege of combining theoretical professional knowledge in the academic process, with learning through practical programs in banks and businesses. He continued his speech that in the future, BKT will remain a serious partner, supporting the successful FASTIP dual model, contributing not only to professional training of the new generation but also to the employment of the new generation to build their lives in our country.
It is my pleasure to note that 9% of BKT's banking staff are FASTIP graduates, who are highly committed, contributing to banks success and have implemented various career paths based on merit and performance, starting from Teller's respected position up to in their promotion as Branch Manager, Operations Manager, Auditor, etc.

In this ceremony, have been graduated 26 students, 13 of them were honored and pleased to be able to get their work contracts along with their diplomas, to be employed in the vacant job positions at BKT.
 

Dear customers,


We would like to inform that starting from November 22nd 2017 there will be changes regarding the minimum repayment amount of PRIMA credit card. For all cardholders, minimum payment will change from 30% into 25%.
This change, which will be automatically updated, will be applied as follows:

Thank you for your understanding!


 

 “EUROMONEY” AWARDS BANKA KOMBËTARE TREGTARE AS THE “BEST BANK IN ALBANIA” FOR THE SIXTH CONSECUTIVE YEAR


Tirana, Albania (6th July 2017) – In recognition of its exceptional performance and leadership in the banking market, Banka Kombëtare Tregtare is awarded "The Best Bank in Albania" for the sixth time in a row from Euromoney Magazine, one of the top financial publications in the world. The award was submitted to Mr. Mehmet Usta, chairman of BKT, at the annual Awards for Excellence that took place in London on July 6th, 2017.

Mr. Usta, said in a speech accepting the award: “The Best Bank in Albania award, for the sixth consecutive year, is an indicator to the exceptional performance of BKT and our commitment to serve our clients in this market consistently over so many years. It is very difficult to get to the top, but it’s much harder to stay for a long time, which make us very proud to be here again. We are thankful to all our clients and employees of the Bank for their support in receiving this prestigious award once again. I strongly believe that our ongoing dedication to the highest standards of excellence will maintain BKT leadership in the coming years .”

Established in 1925 BKT is the largest and the oldest commercial Bank in Albania. With a total asset value of 3.1 billion USD and total deposits of 2.4 billion USD, BKT serves its customers through a network of 93 branches, out of which 67 are located in Albania and 26 in Kosovo.
For more information, please refer to: www.bkt.com.al.
 

 

Tiranë, Albania (July 3, 2017) Banka Kombëtare Tregtare (BKT) aims to provide an excellent service to all customers as well to be transparent with them.
For more information regarding Terms and Conditions that will be updated on 18 July 2017, please follow the link: http://bkt.com.al/Terms-Conditions2.aspx

 

EMEA FINANCE AWARDS BKT AS THE BEST BANK IN ALBANIA FOR THE SEVENTH TIME

Vienna, Austria (June, 2017) – The Awards continue to reflect the success of Banka Kombëtare Tregtare in the Albanian banking sector. BKT has been awarded for the sixth consecutive year “The Best Local Bank in Albania for 2016” from the prestigious British financial magazine EMEA Finance.  EMEA Finance, one of the most important financial magazines in the world which follows developments in the financial markets in emerging Europe, Middle East and Africa, awards each year best banks and financial institutions.
As in the previous years, BKT reconfirms the right way that our bank is following in terms of high quality service, technological innovations, expansion, financial stability and high profitability.
This award testifies that BKT is the leader of the market in quality, management and service innovation, and the expertise to support and expand its clientele.
BKT, established in 1925, is the largest and the oldest commercial Bank in Albania. With a total asset value of 3.1 billion USD and total deposits of 2.4 billion USD, BKT serves its customers through a network of 93 branches, out of which 67 are located in Albania and 26 in Kosova.

 

JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the ninth time in a row

(Tirana, 12 June, 2017) - JCR-Eurasia Rating has evaluated Banka Kombetare Tregtare (BKT) in a high-level investment category and affirmed its ratings on the Long Term National Scale as ‘AAA (Alb)’ along with a ‘Stable’ outlook. The ratings on the Long Term International Foreign and Local Currency Scales have been affirmed at the investment grade level of ‘BBB-’, one notch above the country ceiling level, along with a ‘Stable” outlook.

JCR Eurasia Rating is the Eurasian affiliate of Japan Credit Rating Agency, one of the most prestigious rating agencies in the world. AAA (Alb) stands for the highest possible evaluation within local market, showing that BKT is keeping its position as the largest bank and most reliable and financially strong bank in Albania.

JCR-ER has observed that with a 27.23% market share based on asset size, BKT dominates the Albanian banking sector as the largest Bank. BKT outperformed the sector averages in all core banking activity fields such as assets, loans, deposits, equity and net profit size, strengthening the 1st rank positions. In accordance with the previous years, above sector average profitability indicators, a highly dispersed deposit profile with a high roll-over rate, above sector-average growth, significantly below sector average non-performing loans level and consistently rising market share have been the leading factors in the differentiation of BKT from the Sector and in the affirmation of the Bank’s Long Term National Ratings.

BKT enjoys the largest branch network in the Albanian Banking sector, integrated with the effective utilization of alternative distribution channels including ATM, internet and mobile banking. As always, a pioneer in implementing technological innovations, driven by customer requirements, BKT has turned its focus to digital banking channels with a banking approach that emphasizes risk-centered, productive, profitability and leading services.
 

 

BKT - PARTICIPANT IN WORK & STUDY FAIR , 2017

Tirana, Albania (May 18, 2017)
- BKT supported the Work & Study Fair organized by Chamber of Commerce and Industry in partnership with the Municipality of Tirana and Sport & Education Ministry in the context of supporting and encouraging employment participated in the fair held at Palace of Congress from 18-20 May.

This fair, which is organized with the special interest of the Mayor of Tirana Municipality  Mr. Erion Veliaj and Sport & Education Minister, Mrs. Lindita Nikolla is an important opportunity for the linkage of education with the labor market.


During his opening speech Mr. Erion Veliaj underlined that: “Employment is one of the most discussed arguments in the last years. The entrepreneurs today are focusing in what is called orientation and result. Today the mentality has changed, to find the best, to promote the best and to have a positive result in any entrepreneurship nevertheless it is public or private.
During her speech the Education Minister, Lindita Nikolla, said that “This fair is a history of success, which provides the linkage of education with what tomorrow will be the success of labor market. The fair is important for the youth, for the entrepreneurs and for the high education institutions. The Ministry of Education has cooperated with all the high education institutions in a way that our auditors should not certify unemployed youth, but to come as closer as they can with the labor market.


BKT, the oldest commercial bank in the country with a network of 93 branches, supports and develops for many years programs which are focused in the decrease of unemployment in the country.
BKT offers employment opportunities for different positions in banking sector as well as internships for students.
 

ÇOROVODA BRANCH INAUGURATION CEREMONY


Tiranë, Albania (7 April, 2017) – Banka Kombëtare Tregtare
(BKT) organized the inauguration ceremony of its newest branch “Dega Çorovodë”. The ceremony was attended by, the Speaker of Parliament Mr. Ilir Meta, Mayor of Çorovodë Municipality Mr. Nesim Spahiu, BKT CEO and Board Member, Mr. Seyhan Pencabligil, Parliament members representing the region, Local Government representatives, as well as customers, business owners, and community leaders.


The participants were welcomed by the Mayor of Çorovodë Municipality, Mr. Spahiu, who congratulated with BKT for the investment and offering such an opportunity to the citizens of Çorovodë and of Skrapar region.


In his address, the Speaker of Parliament, Mr. Meta, highlighted the economic developments of Skrapar region and the new opportunities and support that BKT, through qualitative and professional services, will offer to local entrepreneurs, giving a positive effect to the economic development in the region.


Mr. Pencabligil, added that: “Beside offering a diverse large range of products and services, BKT strongly believes in the country actual economic stability and prospect, which encourage us, unlike our competitors, to enlarge BKT presence in the Albanian territory”. He expressed his personal gratitude to Mr. Spahiu for the full support in realizing this investment and added that “I am confident, based on our previous experiences, that this investment will provide huge benefits for the local economy and for all the region citizens.”


Established in 1925, BKT is the largest and the oldest commercial Bank in Albania, with a value of 3.1 billion USD in asset and 2.4 billion USD is deposits. BKT serves its customers through a network of 93 branches, out of which 67 branches in Albania and 26 branches in Kosovo, making BKT the biggest Albanian bank in the region. 

 

BKT – PARTICIPATED AT LABOR FAIR, 2017

Tiranë, Albania (March 29th, 2017) – Banka Kombëtare Tregtare (BKT) in the framework of supporting to promote and support the creation of new job vacancies takes part in the Labor Fair 2017, organized by the Ministry of Social Welfare and Youth and National Employment service, in the premises of Palace of Congresses from 29-31 March 2017. This fair, of particular interest for the Prime Minister Mr. Edi Rama and Minister of Social Welfare and Youth, Mrs. Olta Xhaçka, is an opportunity where concrete effort of employers and employees find useful ways of filling the vacancies.


BKT, the oldest commercial bank in the country with a network of 93 branches, since many years, supports and develops programs that are focused on reducing unemployment in the country. These programs ensure support for the youth and aim creating opportunities for them to re-enter in the labor market.
During her speech, the Minister of Social Welfare and Youth, Mrs. Olta Xhaçka underlined that: “Employment is one of the most persistent arguments for years, not just as a need for each one of us, but also a prime need of a society that seeks to move forward. The importance of this event is shown today by the participation of more than 80 companies, which have declared about 5,000 job vacancies”.
BKT offers employment opportunities for different positions in the banking sector and working practices for the students.
 

Turkey-Albania Agricultural Business Forum


Tirana, Albania (March 28th, 2017) - In the framework of the one-day visit in Albania, Minister of Food, Agriculture and Livestock H.E. Faruk ÇELİK participated in Turkey-Albania Agricultural Business Forum at Plaza Hotel in Tirana.

The Turkey-Albania Agricultural Business Forum was attended by various entrepreneurs of the sector from both countries and Personalities like Turkey Minister of Food, Agriculture and Livestock H.E. Faruk ÇELİK, Albanian Minister for Agriculture, Rural Development and Water Administration H.E Edmond Panariti, BKT’s Chairman Mr. Mehmet Usta as the President of DEİK\Turkey-Albania Business Council (DEİK stands for The Foreign Economic Relations Board of Turkey),  TOBB Member of the Board of Directors, Mr. Faik Yavuz (TOBB stands for The Union of Chambers and Commodity Exchanges of Turkey).

Mr. Mehmet Usta, during his speech in the forum, stated that Turkey has been and remains Albania’s strategic partner in the region and beyond. He added that agriculture is a key economic sector in countries bordering the Mediterranean and Albania offers a great opportunity to foreign investors via its legal framework and economy, emphasizing the importance of the free trade agreement between two countries. I believe we can develop efficient projects to improve agricultural production and cooperation; we can transfer know-how for advanced technologies in agriculture, irrigation and greenhouse systems to contribute Albanian Agriculture sector. As a corporate investor representing the Çalik Holding, we are sharing our positive opinions and advising to Turkish companies to invest in Albania.

He concluded that as the Chairman of BKT, we have a special agreement with Turkish Exim (Export-Import) Bank to finance Turkish and Albanian businessmen to increase investment, trade and business volume between the countries. It may give many opportunities to investors considering to make investment in Albania.

In the framework of this Forum, Banka Kombetare Tregtare (BKT), organized a friendly meeting with representatives and investors from both countries in the premises of Plaza Hotel, offering a further opportunity to participants to exchange insights and set up business relationships.
 

Tirana, Albania (March 28th, 2017) – Global Money Week is a worldwide money celebration that focuses in the raise of awareness of students to well-manage their finances for a safe future, keeping in mind the opportunities offered in Albania.


Banka Kombëtare Tregtare supporting Global Money Week, evaluated and financially supported “If we were Bankers” competition with the best students of the Finance Department of Economic Faculties of some chosen Universities.


The best students of Finance-Bank Department introduced in front of the jury a financial offer for Hydro Power Plant Company. The three teams from each university acted like the bank ,meanwhile the jury with rapresentative of AAB, BKT and the Universities acted like the company that did selected the best offer.


At the end of the competition were issued various prices according to the categories for the:

 

 


BKT HOSTED ALBANIA ROUNDTABLE IN THE EUROMONEY CENTRAL & EASTERN EUROPEAN FORUM

Vienna, Austria (19 January, 2017) – On 17-18 January 2017, Euromoney Conferences, in its 22nd installment of its Central and Eastern Europe Forum, was attended by over 1,000 policymakers, corporate leaders, financiers and investors. Often described as one of the best networking events for anyone with an interest in Central and Eastern Europe, The Forum was an excellent opportunity for the investors and policy makers, from both inside and outside the region, to gather and share insights, as well as discuss the outlook for the CEE economies in the year ahead.


Banka Kombëtare Tregtare, sponsored and organized for the second consecutive year, the Albania Roundtable “Albania’s Progression Towards Becoming the Fastest Growing Economy in the Balkans for 2017”, with the participation of Minister of Finance, H.E Arben Ahmetaj, First Deputy Governor of Bank of Albania, Ms. Elisabeta Gjoni, President of Black Sea Trade & Development Bank, Mr. Ihsan Ugur Delikanli and BKT CEO and Board Member, Mr Seyhan Pencabligil.


During the roundtable, Mr. Pencabligil, made a short overview of some Albania’s economic and financial indicators, showing optimism about the last improvements and positive developments in the country. He was positive about the banking system, having a capitalized adequacy ratio of nearly 16%, and highlighted the latest initiative of Albania government, Public Private Partnership (PPP), promoted by Prime Minister, Mr. Rama, recently talking about a pipeline of PPP-s in a value of nearly 1 billion euro in the next 3 years, which the Albanian banking system is ready to embrace and finance.


The Minister of Finance, Mr. Ahmetaj, confirmed that Albania has entered a long positive economic trend, predicting a 3.7-3.8% of GDP growth in the 2017, strongly believing that through PPP’s instruments, mainly in the sectors of infrastructure, education and health, the country will reach a different level and go up to 6% of GDP growth. He continued listing some of the most important reforms started from the actual government in different areas as energy, territorial, public administration, business climate and justice. He invited the foreign investors, underlining that the foreign direct investments (FDI) in Albania are 9.2% of GDP, which is a record compared to some of the region countries, and highlighting the progress made from Albania in the international rankings as doing business and paying taxes reports.


The First Deputy Governor of Bank of Albania, Ms. Gjoni, focused on explaining the main trends of the recent progress in Albania, the growth drivers and the outlook of the Albanian economy in the year to come. She underlined that Albania has been one of the better performers in the region, both before and after the crisis, analyzing the main pillars of the growth drivers.  She added that the outlook for Albania is stable in medium terms, being in a positive trajectory and on a clear path of EU convergence. She concluded saying that the reforms and policies undertaken from the government will pay the way for the progression of Albania towards becoming faster growing country in the region.


Mr. Delikanli, added that Albania was one of the countries of the Black Sea region showing a positive trend despite of the neighbor state environment in the years of crisis. He underlined the strong partnership between Albania and Black Sea Trade & Development Bank (BSTDB), emphasizing that there is still room for improvement and on the 2015- 2018, BSTDB intends to provide approximately more than € 100 million. He continued, showing the BSTDB readiness to be involved in the financing of PPP projects, having a similar experience in other countries like Turkey and Greece.


The roundtable was very successful, gaining the attention of all the participants with questions toward the panelists. Furthermore, the investors and financial institutions from Albania who attended the conference had a great opportunity to meet with representatives from different countries, exchanging insights about current financial situations in their markets and setting up business relationships.
 

BKT EXPANDS BRANCH NETWORK

Tirana, Albania (December 22, 2016) – Banka Kombëtare Tregtare (BKT) is proud to present its newest branch, reaching a total of 92 branches, out of which 66 branches in Albania and 26 branches in Kosova.
Dega “Çorovodë” will provide all the range of products and services to all BKT clients.

Contacts of the branch are as below:
Address: Lagjja ” Çlirim ” Rruga Dëshmorët, Çorovodë.

 

 FASTIP Graduation Ceremony

Tirana, Albania (13 December 2016) University “Aleksandër Moisiu”, Durrës (UAMD) organized the graduation ceremony for the students of the Faculty of Studies Integrated with Practice (FASTIP). The ceremony took place in Durres, at hotel “Harmonia”, on 13th December, 2016.

Banka Kombëtare Tregtare (BKT) is a key partner for FASTIP at UAMD, and has contributed massively during these 9 years in this unique program of Public - Private Partnership, between the Albanian and German Government, UAMD and Albania Business Partners.

In the ceremony participated, Rector of the UAMD, Mrs. Kseanela Sotirofski, BKT CEO and Board Member, Mr Seyhan Pencabligil, Local Government representative, as well as representatives of the partners supporting the program.

During the ceremony, Mrs. Sotirofski, in occasion of the 10th Anniversary of UAMD, conferred the honorific title “Doctor Honorius Causa” to Mr. Pencabligil. During her speech, Mrs. Sotirofski
express her gratitude to Mr. Pencabligil for his special contribution and immeasurable care in realizing and supporting this project, without which all these achievements would not have been possible.

Mr. Pencabligil, in his speech accepting the title, said “I'm honored to be here tonight, and very privileged and grateful to be the recipient of such an important recognition. I thank all of You for this memorable surprise, received in this beautiful graduation ceremony for the students of FASTIP”. He congratulated the students for such an achievement highlighting that: “The students of FASTIP must feel privileged for being part of such a unique faculty in Albania, where practice and theory are integrated during all the academic path”. He concluded his speech, emphasizing that “Banka Kombëtare Tregtare will continue to support FASTIP, not only in Albania but also in Kosovo, doing everything for the progress of integrated studies in FASTIP, now and in the future, making it a real success story of higher education. BKT, until now, has employed 97 FASTIP’s graduates (9% of actual BKT employees), sponsored 154 students, 44 students attending this academic year”.
 

THE BANKER AWARDS BKT AS THE BEST BANK IN ALBANIA FOR THE SEVENTH TIME


Tirana, Albania (December, 2016) – In recognition of its exceptional performance and leadership in the banking market, Banka Kombëtare Tregtare won "The Bank of the Year in Albania for 2016" award from one of the most prestigious financial magazines, "The Banker", which is published by Financial Times. The award was submitted to BKT’s Chairman Mr. Mehmet Usta at the annual Bank of the Year awards ceremony that took place in London on December 7th, 2016. This is the seventh time that BKT receives this most respected award in the financial service industry.

Mr. Mehmet Usta, chairman of BKT, said in a speech accepting the award: “The Best Bank in Albania award, for the seventh year, is an indicator to the exceptional performance that BKT has achieved across its core businesses in the country. We are thankful to all our clients and employees of the Bank for their support in receiving this prestigious award once again. I strongly believe that our ongoing dedication to the highest standards of excellence will maintain BKT leadership in the years to come.”

The CEO and Board Member, Mr. Seyhan Pencabligil, added that: “We are delighted to receive this award for the seventh time, which recognizes our commitment to serve our clients in this market consistently over so many years.  It also deepens our current motivation to continue investing in our reputation and enabling us to serve our customers even better.”

Together with the “Bank of the year in Albania” award by The Banker, BKT again this year complete all three major awards in the banking industry, receiving formerly "The Best Bank in Albania" by “Euromoney” and “EMEA Finance”.


About The Banker
The Banker is one of the world's premier banking and finance resource, providing global financial intelligence since 1926 and is currently celebrating its 90th anniversary. The Banker is read in over 180 countries and is the key source of data and analysis for the industry, ranking banks from 1970.

About BKT

Established in 1925 BKT is the largest and the oldest commercial Bank in Albania. With a total asset value of 3.1 billion USD and total deposits of 2.4 billion USD, BKT serves its customers through a network of 91 branches, out of which 65 are located in Albania and 26 in Kosovo.
For more information, please refer to: www.bkt.com.al.

 


JCR Eurasia Rating evaluate BKT with AAA (Alb) for Corporate Governance
 

Tirana, Albania (November 25, 2016) - JCR Eurasia Rating, by evaluating the corporate governance practices established within BKT, has assigned 87.06 (AAA (Alb)/Distinctive) points out of 100 for the overall level of compliance with the Albanian Corporate Governance Code and the regulations.
The grade assigned to BKT signifies a Distinctive Level of Compliance with the principles of the code and its Notch degree to the level a/Excellent. This rating taken in conjunction with the initial reports published in the previous years 2012, 2013, 2014, 2015, make JCR Eurasia believe that the overall compliance level attained by BKT will be maintained during the next 12-month monitoring period. In this regard, the Outlook of the Bank has been determined as “Stable”.

In this report BKT has succeeded in maintaining the level of compliance reached in the previous 12 months for four of the main sections. In addition, has increased the score of “Human Resources and Performance Evaluations”, to a score of 86.27 due to its human resources policy and a separate human resources department which carries out the contemporary practices with well-educated staff. This increase in the human resources performance has positively affected the Bank’s overall compliance note.

JCR Eurasia Rating is the Eurasian affiliate of Japan Credit Rating Agency, one of the most prestigious rating agencies in the world.

Banka Kombëtare Tregtare is the first Albanian company that has been evaluated by an international financial institution regarding Corporate Governance.
 

Banka Kombëtare Tregtare attended in Work & Study Fair 2016 

 

Tirana, Albania (28 September 2016) Banka Kombëtare Tregtare (BKT) with the aim to support and promote employment attended in Job Fair 2016 organized by the Chamber of Commerce and Industry in partnership with the Municipality of Tirana and the Ministry of Education and Sports.

BKT by increasing its branch network supports different programs that are focused on reducing unemployment. These programs provide a convenient and unique opportunity for all young people by helping them to develop a successful career.

This fair was greeted by Minister of Education and Sports Ms Nikola which stated that “We all have common responsibility to learn the best paths and more successful for the youth of the country".

BKT as regular participant of these editions offers employment opportunities as well as the various internship opportunities for the interested students.

 

“EUROMONEY” RECOGNIZES BKT AS “THE BEST BANK IN ALBANIA” FOR THE FIFTH TIME IN A ROW


Tirana, Albania (6th July, 2016) - Euromoney Magazine has recognized BKT, as “The Best Bank in Albania for 2016” in its annual Awards for Excellence that took place in London on July 6th, 2016. This is the fifth time in a row that BKT receives this most respected award in the financial service industry.

Mr. Mehmet Usta, chairman of BKT, said in a speech accepting the award: “We are delighted to be named Best Bank in Albania, for the fifth year in a row, and it is a real honor to receive this award from a publication of Euromoney’s stature. We are aware and proud of the tremendous efforts behind this continuous success and appreciative that such a hard work has not gone unnoticed. Special thanks go to all our employees who together with our customers and business partners made it happened. Nowadays, Banks are an integral part of every economy and every society and as long as we will focus on our essential role in society, ”helping customers with trust and confidence”, I strongly believe that we will keep growing and receiving all major awards in the banking industry”.

Euromoney is among the top financial publications in the world. For more than 20 years, the magazine evaluates the global banking systems and asset markets. “The Best Bank in Albania” award, which BKT is receiving for the fifth consecutive time, confirms the position of the Bank as innovative, financially strong and leader within the Albanian Banking system. The award comes right after a similar evaluation by the other two prestigious magazines, The Banker and EMEA Finance, which awarded BKT as the Best Bank in Albania.

Established in 1925 BKT is the largest and the oldest commercial Bank in Albania. With a total asset value of 2.8 billion USD and total deposits of 2.3 billion USD, BKT serves its customers through a network of 91 branches, out of which 65 are located in Albania and 26 in Kosova.
 

 

JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the eighth time in a row

(Tirana, 21 June, 2016) JCR-Eurasia Rating has evaluated Banka Kombëtare Tregtare sh.a. in a high-level investment category and affirmed for the eighth time in a row its ratings on the Long Term National Scale as ‘AAA (Alb)’ along with a ‘Stable’ outlook.

JCR Eurasia Rating is the Eurasian affiliate of Japan Credit Rating Agency, one of the most prestigious rating agencies in the world.

AAA (Alb) stands for the highest possible evaluation within local market, showing that BKT is keeping its position as the largest bank and most reliable and financially strong bank in Albania.

JCR-ER has observed that BKT has dominated the market and operates on a large scale with an assets size market share of 25.90%, making it the largest player in Albania. In accordance with the previous years, above sector average profitability indicators, a highly dispersed deposit profile, above sector-average growth and consistently rising market share have been the leading factors in the differentiation of BKT from the Sector and in the affirmation of the Bank’s Long Term National Ratings.

BKT enjoys the largest branch network in the Albanian Banking sector, integrated with the effective utilization of alternative distribution channels including ATM, internet and mobile banking. As always, a pioneer in implementing technological innovations, driven by customer requirements, BKT is playing a very effective role in the area of digital banking.
 

BKT EXPANDS BRANCH NETWORK

Tirana, Albania (June 20, 2016) – Banka Kombëtare Tregtare (BKT) keeps expanding its branch network, reaching a total of 91 branches, out of which 65 branches in Albania and 26 branches in Kosova.
The newest branch opened “Dega Gramsh” will provide all the range of products and services to all BKT clients.

Contacts of the branch are as below:
Address: Lagjia “Holta”, Pall. 46, Godina e Albtelecom, Gramsh.
 

BKT has organized a meeting with agribusiness representative

Tirana, Albania (May 24th, 2016) - BKT organized a friendly meeting with representatives from the Agribusiness sector in the premises of Sheraton Hotel. This important meeting for BKT was attended by various entrepreneurs of the sector. The participants were welcomed by the Chief Executive Officer and Board Member of BKT Mr. Seyhan Pencabligil and Chief Executive Officer of CBS (Creative Business Solutions), Mr. Enio Jaço.

In his speech Mr. Pencabligil stressed: "Agribusiness is one of the most important sectors of the Albanian economy, accounting for 50% of the employment rate in the country and approximately 1/5 of the Gross Domestic Product, but benefiting less than 5% lending." He also added: "BKT will continue to be close to this sector, as it has done so far, and one of this meeting's key reasons is precisely the strengthening of mutual relations as well as the further development of new projects."

The guests were welcomed by Mr. Jaço, who highlighted the great geographic and climate potential of our country in this sector's development. He presented various grants to be applied in the coming years by international organizations in cooperation with the Albanian government, stressing the importance of banks in the accomplishment of this process. He also congratulated BKT as one of the leading banks in lending and supporting this sector, with a myriad of customized products.

This meeting was an excellent opportunity for those interested in the agribusiness sector to become familiar with the opportunities and potential developments, and to benefit from the several-year-experience of BKT and CBS in the investments made in this sector.

BKT is the largest and oldest commercial bank in the country, with a network of 90 branches, with 64 operating in Albania and 26 in Kosovo.


 

EMEA FINANCE AWARDS BKT AS THE BEST BANK IN ALBANIA FOR THE SIXTH TIME

Vienna, Austria (29 April, 2016) – The Awards continue to reflect the success of Banka Kombëtare Tregtare in the Albanian banking sector. BKT has been awarded for the sixth consecutive year “The Best Local Bank in Albania for 2015” from the prestigious British financial magazine EMEA Finance. EMEA Finance, one of the most important financial magazines in the world which follows developments in the financial markets in emerging Europe, Middle East and Africa, awards each year best banks and financial institutions.

The ceremony  took place in Vienna, Austria, on the sidelines of the Europe Banking Awards 2015. The awards were submitted to Mr. Ismail Hakki Ergener, BKT Board Member and Mr. Aydin Argin, Head of Corporate and Commercial Banking Group in BKT.

BKT, established in 1925, is the largest and the oldest commercial Bank in Albania. With a total asset value of 2.8 billion USD and total deposits of 2.2 billion USD, BKT serves its customers through a network of 90 branches, out of which 64 are located in Albania and 26 in Kosova.



Tiranë, Albania (April 28, 2016)Banka Kombëtare Tregtare (BKT) in the framework of supporting the creation and promotion of new jobs,  took part in Labor Fair 2016 organized by the Municipality of Tirana in cooperation with the Ministry of Social Welfare and Youth and Tirana Chamber of Commerce and Industry.
BKT, the oldest commercial bank in the country with a network of 90 branches, since many years, supports and develops programs that are focused on reducing unemployment in the country. These programs ensure support for the youth and aim creating opportunities for them to re-enter in the labor market.
The Labor Fair 2016, was greeted by Prime Minister of Albania Mr. Edi Rama, who stated that: "Employment continue to remain one of the most concerning issues that our country faces and that the majority of our youth is currently unemployed due to the lack of the relevant information on the vacancies suitable to their professional expertise.”
BKT offers employment opportunities for different positions in the banking sector and working practices for the students.
 

BKT SUPPORTS CONSTRUCTION SECTOR

Tirana, Albania (April 18, 2016) - BKT organized a business gathering with representatives from the construction business in Sheraton Hotel. The participants were addressed by the CEO and Board Member of BKT Mr Pencabligil as well as the representative of the association of builders Mr Avenir Kika.
In his address, the CEO and Board Member, Mr. Seyhan Pencabligil, emphasized that: "We remain confident that the difficult days have passed and better days will come for this sector. BKT has been and will continue to be one of the main supporters of the construction sector in the country knowing that our bank plays a very important role in the development of the country by financing businesses and contributing actively in the development of the Albanian economy."
Mr.Kika greeted the guests and stated that: "Currently, the construction sector is consolidated; there is sufficient liquidity thanks to constant support of banks operating in the country".
This meeting was an excellent opportunity for the construction sector to collect and share opinions and discuss together the issues that could potentially affect this sector.
BKT has a total asset value of 2.8 billion USD and total deposits of 2.2 billion USD. Established in 1925, BKT is the oldest commercial Bank in Albania which provides its services with a network of 90 branches, out of which 64 are located in Albania and 26 in Kosova.
 

Dear Customers,
Starting from 11 April 2016 enters into force new Terms and Conditions.
Changes that have been identified in the document, mainly are affecting sections:

1- A. ACCOUNTS
2- B. Payments
3- C. Cards
4- D. Money Transfers
5- E. Cheques
6- F. Finance Commercial
7- G. Other Services
8- H. Internet Branch

Thanks for your understanding.
Banka Kombëtare Tregtare

 

PAKISTANI AMBASSADOR RIYAZ INAUGURATES THE HONORARY CONSULATE OF THE ISLAMIC REPUBLIC OF PAKISTAN IN ALBANIA


Tirana, Albania (16 March 2016) – The Honorary Consulate of the Islamic Republic of Pakistan has opened yesterday in Tirana. Pakistan’s Ambassador to Albania, His Excellency Ambassador Nadeem Riyaz inaugurated the Honorary Consulate at an official reception.
Speaking on the occasion Ambassador Riyaz noted that Pakistan and Albania enjoyed close bilateral ties. The opening of the Honorary Consulate will help to further strengthen the relations. In particular there was need to improve economic, business, and cultural relations as well as people to people contacts. Introducing Pakistan’s Honorary Consul Mr. Seyhan Pencabligil, the CEO of Banka Kombëtare Tregtare (BKT), who has Pakistani roots, he expressed the hope that the Honorary Consul will be able to accomplish this objective.
The Albanian Deputy Foreign Minister, Mr Selim Belortaja, said that the presentation of the credentials by the Pakistani Ambassador and the opening of the Honorary Consulate represented two major steps towards the realization of the expectations of the two countries for developing close bilateral relations. He appreciated the decision of the Pakistani Government to appoint Dr. Pencabligil as the Honorary Consul, as he was an important figure in the business, banking and academic sectors of Albania.
The Honorary Consul Mr. Pencabligil emphasized that there was vast potential for improving cooperation between the two countries. He underscored his commitment to particularly increase economic and commercial activity.
The Consulate will have its seat at the head office of BKT on Bul. Zhan d'Ark.
 

BKT EXPANDS BRANCH NETWORK
Tirana, Albania (January 25, 2016) – Banka Kombëtare Tregtare keeps expanding its branch network, reaching a total of 90 branches, out of which 64 branches in Albania and 26 branches in Kosova.
The newest branch opened “Tregu Agro” will provide all the range of products and services to all BKT clients.

Contacts of the branch are below:

“Tregu Agro” Branch:

Address: Mëzez, Autostrada Tiranë-Durrës Km 1,  Kashar (Tregu Agro-Ushqimor).

ALBANIA WAS PRESENTED IN THE  EUROMONEY CENTRAL & EASTERN EUROPEAN FORUM

Vienna, Austria (21 January, 2016) – On 19-20 January 2016, Euromoney Conferences gathered over 1,200 delegates in Vienna in the 21st installment of its Central and Eastern Europe Forum. This forum brings together the region's Central Bankers, Finance Ministers and other leading personalities in the area of politics, economy and finance.
The Forum was an excellent opportunity for the central European policy makers to gather and share insights, as well as discuss key issues that can potentially affect the region for the year ahead. Policymakers and corporate leaders took this opportunity to meet with investors from inside and outside the region.
The format of the Forum consisted of a number of panels during which participants discussed on the latest economic and financial development. The panel of central bank governors from the Central and Eastern European countries on “Monetary Policy Debate" was of particular importance.
During th