Page 3 - Annual Report 2023
P. 3
CONTENT
BKT in Numbers 4
About Çalik Holding 6
Milestones 8
Board Of Directors 10
Senior Management 12
Message From The Chairman Board Of Directors 14
Message From The Chief Executive Officer 16
Awards 18
Mission And Vision 20
Strategy And Plans For Year 2024 21
Corporate Governance 22
Risk Appetite / Tolerance Statement 24
Treasury And Financial Institutions Group 26
Commercial & Retail Banking Group 28
Corporate Banking 34
Risk Management Group 36
Finance Group 44
Financial Technologies Group 48
HR & Developments Group 52
BKT Network 64
Independent Auditor’s Report
Consolidated Financial Statements
