Page 4 - Annual Report 2023
P. 4

4             BANKA KOMBËTARE TREGTARE






                BKT IN NUMBERS










                                                                                                         Change
                 KEY INDICATORS                 2019       2020       2021       2022       2023
                                                                                                       2023/2022

                 Total assets (EUR million)    3,830      4,036      4,616      5,237      5,795         10.67%


                 Total Loans (EUR million)     1,078      1,108      1,156      1,297      1,532         18.14%


                 Total Deposits (EUR million)  3,042      3,247      3,690      4,303      4,955         15.15%


                 Net Profit (US$ million)         56         75         93        105         91         -13.72%



                 Equity (US$ million)            485        543        556        544        637         17.13%


                 Dividend (US$ million)           35         40         45         50         50







                 Key ratios                            2019         2020         2021         2022          2023


                 Capital Adequacy Ratio              18.62%       15.75%       15.98%       17.17%       17.60%



                 Return on Average Assets             2.13%        2.20%        1.16%        0.75%        2.48%



                 Return on Equity                    19.73%       20.14%       10.62%        6.81%       26.32%





                 SHAREHOLDING STRUCTURE
                 Çalık Holding A.S. sole shareholder with 100% of shares

                  The Shareholding Structure

                  As at 31 December 2023             No. of shares           Total in USD                    %

                  Çalık Holding A.S.                  24,291,498             300,000,000                   100
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