Page 126 - Annual Report 2022

Banka Kombëtare Tregtare Annual Report 2022 64

Banka Kombëtare Tregtare Sh.a.
Notes to the Consolidated Financial Statements for the year ended
31 December 2022 (Amounts in USD, unless otherwise stated)

5. Financial risk management (continued)
(d) Market risk (continued)

2) Interest rate risk (continued)
The interest re-pricing dates of significant categories of financial assets and liabilities of the Bank as at 31 December 2022 are
as follows:

Up to 1 month 1-3 months 3-12 months 1-5 years Over 5 years Total
Assets
Cash and balances with 537,491,661 - - - - 537,491,661
Central Bank
Placement and 438,682,238 6,328,325 28,891,449 - - 473,902,012
balances with banks
Investment securities 544,221,909 842,902,193 1,524,667,276 - - 2,911,791,378
Loans to banks - 112,115,708 33,778,616 - - 145,894,324
Loans to customers 465,842,887 53,095,097 486,797,952 212,380,453 165,565,560 1,383,681,949
Total 1,986,238,695 1,014,441,323 2,074,135,293 212,380,453 165,565,560 5,452,761,324

Liabilities
Customer deposits 2,516,787,705 236,541,685 1,044,534,502 747,297,697 46,274,277 4,591,435,866
Due to banks and
financial institutions 290,358,300 11,110,523 4,315,511 - - 305,784,334
Subordinated debt - - 50,319,179 - - 50,319,179
Total 2,807,146,005 247,652,208 1,099,169,192 747,297,697 46,274,277 4,947,539,379