Page 110 - Annual Report 2022
P. 110

Banka Kombëtare Tregtare     Annual Report 2022  48




           Banka Kombëtare Tregtare Sh.a.
           Notes to the Consolidated Financial Statements for the year ended
           31 December 2022 (Amounts in USD, unless otherwise stated)






           5. Financial risk management (continued)
           (b) Credit Risk (continued)

           iii. Credit quality analysis (continued)
           Credit quality of financial assets other than loan and advances to customers, based on the internal rating system of the Bank is
           categorised as follows:

                                  Cash and balances   Due from other   Investment
            31 December 2022                                                         Other Assets       Total
                                  with Central Bank      banks         securities
            Good                        537,491,661      619,796,336   2,911,791,378    10,891,554   4,079,970,929
            Acceptable                            -               -               -              -                        -
            Close monitoring                      -               -               -              -                        -
            Total                       537,491,661      619,796,336   2,911,791,378    10,891,554   4,079,970,929



                                  Cash and balances   Due from other   Investment
            31 December 2021                                                         Other Assets       Total
                                  with Central Bank      banks         securities
            Good                         536,369,185     695,620,112    2,558,621,973   21,333,007   3,811,944,277
            Acceptable                            -               -               -              -                         -
            Close monitoring                      -               -               -              -                         -
            Total                        536,369,185     695,620,112    2,558,621,973   21,333,007   3,811,944,277
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