They are the classic type deposit.
- Time deposit in BKT is offered for 1, 3, 6 months and 1, 2, 3 years.
- Time deposit is available in Albanian ALL, Euro, USD, GB Pound, Canadian Dollar, Swiss Franc or Australian Dollar currencies.
- Interest is earned on maturity date of the deposit and will be lost if you withdraw the money before maturity.
- Time deposit offers the option of automatic renewal. You may choose the interest to be renewed together with the deposit or to be transferred at your account.
Based on the law "For Deposit Insurance" no. 53/2014 dated 22.05.2014, accounts and deposits in BKT are insured up to the amount 2,500,000 (two million five hundred thousand) ALL from the Deposit Insurance Agency - www.asd.gov.al