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The amount of money that can be received for something

Treausry Bonds

Negotiable debt issued by the Ministry of Finance in order to support government spending with a maximum 1 year term


An event that happens when someone buys or sells something, or the activity of money exchange


The process of buying and selling of goods and services, with compensation paid by a buyer to a seller, or the exchange of goods or services between parties


Any legally enforced payment made in favor of the state budget form individuals or juridical persons on the basis of their income or as per the consumption of goods and services benefited


A person who owns a company's shares and consequently obtains the right to make decisions for this company and to benefit from the income derived from the business of this company


Financial Instrument that recognizes the right of ownership or debt such as stocks or bonds

Saving Account

They are types of deposits with elasticity in performing transactions (deposit or withdrawal) by which they also benefit from a modest interest rate


An amount of money that you keep aside and you do not temporarily need to spend


A fixed amount of money recompensing for the work performed by an employee who is usually paid directly to his bank account every month

Safe deposit box

a strong box in a bank where you can keep valuable things


The entire amount of income before making any type of deduction


The added value that derives from the sale of various assets


The process of gaining money or materials


The exchange ratio of different goods, measured in monetary units


A list of different tangible or intangible financial assets held by a person or institution


An amount of money paid, or the act of paying


A check issued in payment of wages or salary


A bank advance that the bank approves as a credit limit to be used in case your account exceeds the value 0


To provide or supply something


A conveyance of property as security for repaying a loan


The basic concept is the acceptance by the public to be used as a payment and exchange instrument

Loan Principal

Initial amount of money that the bank issues to the loan aproved client


The easiest and quick way with which an asset can be converted into cash without losing in value


London Interbank Offered Rate - The interest rate used in lending among banks in the interbank market in London, which is also used as a reference for determining the interest rate on other loans


The responsibility of a person, business, or organization to pay or give something of value toward someone ales

Letter of credit

A letter from a bank allowing the person who has it to take a particular amount of money from a bank in another country


A detailed statement of money owed for goods or services


The process of laying out some money or resource in an enterprise

Insurance Premium

The price paid to get insured from a specific risk


The case where there is an increase in the overall price level leading to the possibility of buying a smaller quantity of goods with the same amount of money


International Bank Account Number


A guarantor is a person who guarantees to pay a borrower's debt in the event the borrower defaults on a loan obligation.


A reserve of money set aside for some purpose


(Foreign Exchange) Refers to the international foreign exchange market


Is a fixed price charged for a specific service

Exchange Rate

The price of a currency expressed in units of another currency


European Interbank Offered Rate: the rate of interest used by the main European banks when they lend money to each other in euros

Economic Recession

Significant decline in economic activity that continues for more than a few months


Earnings of a corporation distributed to its shareholders


Deflation is the general decline in prices for goods and services during a period of time


The state of owing something, especially money

Debit Card

A small plastic card that can be used as a method of payment, the money are being taken from your bank account automatically

Current account

An account kept in a bank where you can easily perform withdrawal, deposit, and other transactions without prior notice while maintaining their history

Credit Card

The card through which we make transactions using funds (credit limit) that the banks gives to us for usage


A property or another equivalent asset that is acceptable by the lender as a loan repayment guarantee obtained by the borrower.


The physical money we see and touch


Money and possessions, especially a large amount of money used for starting a new business or for producing more wealth


Activity of production, purchase and sale of goods or services


A budget is an estimation of revenue and expenses over a specified future period of time usually for 1 year. Budgets can be predicted for individual, businesses, government etc.


A broker is an individual or firm that charges a fee or commission for executing buy and sell orders submitted by an investor or that acts as an agent for a customer and charges the customer a commission for its services.


The point where you have no profit or loss from your business performance activity

Book Value

An asset's book value is equal to its carrying value on the balance sheet, and companies calculate it netting the asset against its accumulated depreciation. 

Bank Transfer

The process of sending money from one bank account to another, usually electronically

Bank System

The entirety of all the banks in a country including the central bank

Bank Deposit

"Funds deposited by an individual or business in a banking institution in order to save and benefit from interests. Usually, the investor can not withdraw the amount deposited up to the maturity date"


An organization where people and businesses can invest or borrow money,change it to foreign money, etc.

Balance sheet

A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time, and provides a basis for computing rates of return and evaluating its capital structure.

Bad loan

A loan which is unlikely to be paid back


An audit is an objective examination and evaluation of the financial statementsof an organization to make sure that the records are a fair and accurate representation of the transactions they claim to represent


Something valuable belonging to a person or organization that can be used for the payment of debts


Is an accounting technique used to reduce the cost of life gradually to an asset with a fixed plan


The act of obtaining or beginning to have something through money

Accrued income

Amount earned in the current accounting period, but which will be received in a future period.


An arrangement with a bank to keep your money there and to allow you to take it out when you need to

Account Statement

It is the history of the transactions performed in the account for the period of which the information is requested