How to Open a Deposit

How to open a deposit?

Feel safe!

Project your future with BKT deposits 

Earn competitive and security interests for your investments. Choose between wide ranges of time deposits.

You may check your deposits and other details through “Internet” branch or by BKT Smart.

How to open a deposit?

  • ID* and the minimum amount of 50,000 All or 500 in foreign currencies will be enough to open a deposit. 
  • If you have the money in your current account, you can open your deposits by yourself, by using “Internet” branch or BKT Smart.

*For Albanian citizens over 16 years old – Identity Card (ID), under 16 years old - Birth Certificate/Passport and for foreign citizens – Passport.

Interest and withholding tax

  • Get to know interests of deposits offered by the bank through the last Bulletin of Interest Rates.
  • Bank is required by law to apply withholding tax over bank interest.

Based on the law "For Deposit Insurance" no. 53/2014 dated 22.05.2014, accounts and deposits in BKT are insured up to the amount 2,500,000 (two million five hundred thousand) ALL from the Deposit Insurance Agency -