Invite a Friend & Win
Invite your friends to BKT Smart and get rewarded for every successful referral! Earn 500 ALL for every friend who successfully registers.
BKT Celebrates 100 Years – Earn +1% More!

As part of BKT’s 100th anniversary, we offer you an extraordinary opportunity to increase your earnings!
Bring your funds to BKT, invest in time deposits, and earn 1% more than the standard rate published in the Interest Rate Bulletin.

Become a digital user and be rewarded with BONUS!

The more digital transactions you perform from BKT Smart & Internet Branch, the more BONUS you will earn!

No more office visit!

Pay your annual vehicle tax online in just a few minutes, directly through BKT Smart or the Internet Branch!

Have a great start!
Get a home loan at BKT and benefit from:
  • 0% prepayment fee for partial and total loan repayment
  • 0% disbursement fee for loan transfer
  • Pay only interest for the first 3-7 years
*Partial repayment in the system is only made on the installment date
Super Loan to make your wishes come true, whether small or big!
Get a Super Loan at BKT and benefit from:
  • Financing up to 3,000,000 Lekë without collateral
  • Repayment period up to 10 years
  • Disbursement within 24 hours
Deposit 24/7 quickly and easily!

Scan the QR code via BKT Smart and deposit instantly at any Smart ATM.

01
Invite & Win
02
Time Deposit Offer
03
Digital Bonus
04
Vehicle Taxes
05
Home Loan
06
Personal Super Loan
07
DEPOSIT WITH QR CODE AT ATM
Amount
0.0
AMOUNT
PERIOD
Month
INSTALLMENT

The calculated installment is an approximate one by taking into consideration the minimum interest rate for the product.

MONTHLY PAYMENT
0
TOTAL PAYMENT
0
INTEREST (%)
0
INTEREST (%)
0
PERIOD (Month)
0
AMOUNT
PERIOD
Days
INTEREST RATE (%)
0
TOTAL AMOUNT
0
!
01
auto loan offers
Win IPhone 15
Win an iPhone 15!

Perform as many transactions as possible in BKT Smart and increase the chance to win an iPhone 15!