Current Account

Current Account

Your Daily usage Account which offers you flexibility with several way to access to your bank.

Usage

You can use the current account for various banking operations:

  • Deposits and withdrawals
  • Transfers within and outside the country
  • Payments to third parties
  • Bill payments
  • Direct Debit (automatic bill payments)
  • Standing Instruction (in fix amounts, within BKT)
  • Loan Payment
  • Credit Card payment

Access your account through:

  • Branches/ Filial of BKT
  • "Internet" Branch
  • BKT Smart
  • ATM of BKT and other banks through BanKomaT debit card

Pay cash from your account through:

  • Banking cheque

Advantages

  • Flexibility: Deposit and withdraw any time, at each branch in Albania wherever you are with "Internet" Branch.
  • Transparency: Get informed for your account balance and transactions anytime.
  • Commodity: Free yourself from carrying cash. With debit card withdraw cash from ATM and make payment for purchases through POS.

Benefits:

  • Free Debit Card - Maestro or Visa Electron. The debit card is your new wallet. You can withdraw money 24 hours per day, 7 days per week and can pay wherever you see the logo of Master Card/Visa. In our ATMs, you can withdraw ALL or EUR, not only from the main account but from other 3 accounts as well, which you can link to the card.
  • "Internet" Branch – The Bank in your computer!
  • BKT Smart – The Bank in your smart phone!
  • Free Direct Debit – automatic bill payments. You do not have to stress from month to month because the Bank will pay the bills for you.
  • Standing Instruction in fix amounts for paying rent, school fee, membership fee, loan payment, savings, etc., directly from current accounts.
  • Outgoing and incoming transfers, inside and abroad the country with competitive commissions.

How to open a current account?

  • Apply at each branch of BKT by showing identification document*.
  • Moreover, if you are already a client of BKT you can open your accounts yourself, by using "Internet" Branch.

Based on the law "For Deposit Insurance" no. 53/2014 dated 22.05.2014, accounts and deposits in BKT are insured up to the amount 2,500,000 (two million five hundred thousand) ALL from the Deposit Insurance Agency - www.asd.gov.al