Your Daily usage Account which offers you flexibility with several way to access to your bank.
You can use the current account for various banking operations:
- Deposits and withdrawals
- Transfers within and outside the country
- Payments to third parties
- Bill payments
- Direct Debit (automatic bill payments)
- Standing Instruction (in fix amounts, within BKT)
- Loan Payment
- Credit Card payment
Access your account through:
- Branches/ Filial of BKT
- "Internet" Branch
- BKT Smart
- ATM of BKT and other banks through BanKomaT debit card
Pay cash from your account through:
- Banking cheque
- Flexibility: Deposit and withdraw any time, at each branch in Albania wherever you are with "Internet" Branch.
- Transparency: Get informed for your account balance and transactions anytime.
- Commodity: Free yourself from carrying cash. With debit card withdraw cash from ATM and make payment for purchases through POS.
- Free Debit Card - Maestro or Visa Electron. The debit card is your new wallet. You can withdraw money 24 hours per day, 7 days per week and can pay wherever you see the logo of Master Card/Visa. In our ATMs, you can withdraw ALL or EUR, not only from the main account but from other 3 accounts as well, which you can link to the card.
- "Internet" Branch – The Bank in your computer!
- BKT Smart – The Bank in your smart phone!
- Free Direct Debit – automatic bill payments. You do not have to stress from month to month because the Bank will pay the bills for you.
- Standing Instruction in fix amounts for paying rent, school fee, membership fee, loan payment, savings, etc., directly from current accounts.
- Outgoing and incoming transfers, inside and abroad the country with competitive commissions.
How to open a current account?
- Apply at each branch of BKT by showing identification document*.
- Moreover, if you are already a client of BKT you can open your accounts yourself, by using "Internet" Branch.
Based on the law "For Deposit Insurance" no. 53/2014 dated 22.05.2014, accounts and deposits in BKT are insured up to the amount 2,500,000 (two million five hundred thousand) ALL from the Deposit Insurance Agency - www.asd.gov.al