Board of Directors

Born in 1950, Mehmet Usta graduated from the Department of Economics and Finance at the Eskişehir Academy of Economic and Commercial Sciences. He has more than 40 years of banking experience. Following his service in Anadolu Bank between 1979 and 1987 as inspector and executive, he held various high-level executive positions in Emlak Bank both in Turkey and abroad between 1987 and 1994. Then, between 1994 until March 2007, he served at the Banque du Bosphore in Paris as CEO and Board Member. In April 2008, he joined Aktif Bank as the Deputy Chairman of the Board of Directors. Since July 2009 - onwards Mr. Usta acts as the Chairman of the Board of Directors at Banka Kombetare Tregtare, a subsidiary of Çalık Holding operating in Albania. He has been the Chairman of the Board of Directors at Banka Kombetare Tregtare Kosovo between May 2018 – April 2022. He has been as Board Member at the Brussels-based WSBI - World Savings and Retail Banking Institute since May 2012 until December 2023. Since March 2015 - onwards, Mr.Usta acts as The Chairman of the Board of Directors at Aktifbank subsidiaries UPT Ödeme Hizmetleri A.Ş., Sigortayeri Sigorta ve Reasürans Brokerlik A.Ş.

Mr. Sümer holds a degree in Business Administration from Ankara University Faculty of Political Sciences. He completed his master’s in Business Administration at the College of William and Mary in Virginia, USA, and in April 2011, received a PhD in banking at the Marmara University Institute of Banking and Insurance. Sümer is a certified Financial Risk Manager (FRM) and Certified Public Accountant. He started his career in 1996 as a Sworn-in Bank Auditor. From 2008 to 2014, he served as the Executive Vice President of Subsidiaries Management and Capital Markets at Aktif Bank. After working as an executive at an industry-leading investment company, Sümer returned to Aktif Bank in 2015 to assume the role of CEO, and until the end of 2020 he served as the Bank’s CEO and Board Member. As of 2021 Sümer has been working as a Board Member of Çalık Holding, Aktif Bank and Subsidiaries, ALBtelecom, BKT and Yepaş.

Mr. Seyhan Pencablıgil, holds a M.A. in General Management from Bosphorus University, Turkey (1998), a M.Sc. in Finance from Lancaster University, UK (1996), a B.A. in Business Administration from Bosphorus University, Turkey (1991) and he has done doctoral studies in philosophy at Sofia University in Bulgaria. He is a senior banker, with many years of managerial experience. Mr. Pencablıgil has worked in different positions in Kentbank, such as Vice President for Deposits – Treasury and Senior Vice President – International Banking. Since October 2000, he has been the Chief Executive Officer and Board Member of BKT. Mr. Pencablıgil is the Honorary Chairman of the National Committee of the International Chamber of Commerce, Chairman of the Albania Leasing Sh.a. and Chairman of the Albanian and Turkish Chamber of Commerce and Industry. He is also an alternate Member of the Board of Directors of the World Savings Banks’ Institute (WSBI). He has held other positions like Chairman of the Albanian Association of Banks and Board Member of the Albanian Investment Development Agency. Mr. Pencablıgil was selected ‘’CEO of the Year in Europe in 2012’’ by the EMEA Magazine and ‘’The Best Banker in Albania’’ by Finance Central Europe at the "Top South East Europe Bank Rankings" of the years 2019, 2020, 2022. He has been awarded with the title of “Doctor Honoris Causa” by Aleksandër Moisiu University.