JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the eighth time in a row

(Tirana, 21 June, 2016) JCR-Eurasia Rating has evaluated Banka Kombëtare Tregtare sh.a. in a high-level investment category and affirmed for the eighth time in a row its ratings on the Long Term National Scale as ‘AAA (Alb)’ along with a ‘Stable’ outlook.
JCR Eurasia Rating is the Eurasian affiliate of Japan Credit Rating Agency, one of the most prestigious rating agencies in the world.
AAA (Alb) stands for the highest possible evaluation within local market, showing that BKT is keeping its position as the largest bank and most reliable and financially strong bank in Albania.

JCR-ER has observed that BKT has dominated the market and operates on a large scale with an assets size market share of 25.90%, making it the largest player in Albania. In accordance with the previous years, above sector average profitability indicators, a highly dispersed deposit profile, above sector-average growth and consistently rising market share have been the leading factors in the differentiation of BKT from the Sector and in the affirmation of the Bank’s Long Term National Ratings.

BKT enjoys the largest branch network in the Albanian Banking sector, integrated with the effective utilization of alternative distribution channels including ATM, internet and mobile banking. As always, a pioneer in implementing technological innovations, driven by customer requirements, BKT is playing a very effective role in the area of digital banking.

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