Announcements

JCR Eurasia Rating, has evaluated the consolidated structure of “Banka Kombetare Tregtare Sh.A.” affirmed the ratings as “AAA (alb)” on the Long-Term National Issuer Credit Rating and the Short-Term National Issuer Credit Rating at ‘J1+ (alb)’ with ‘Stable’ outlooks. On the other hand, the Long Term International Foreign and Local Currency Issuer Credit Ratings have been affirmed as ‘BB’ positioned in line with the country ceiling of the primary country of operations, Albania with ‘Stable’ outlooks.
 
Banka Kombetare Tregtare Sh.A. (referred to as “the Bank” or “BKT”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, when it was founded after the merger of the Albanian Commercial Bank and the National Bank of Albania. The Bank is owned by Çalık Holding A.Ş., a leading Turkey based conglomerate which acquired BKT in 2009.
 
As the oldest and largest commercial bank in Albania, the Bank offers a wide range of products and services to the public & private sectors as well as retail banking services for individuals.
 
The Bank maintains its leading position in the highly concentrated Albanian banking sector, consistently ranked first with respect to assets and net income. Due to its considerable asset size and scale of its operations, BKT is a systemically important bank in Albania. The Bank is well-capitalized maintains sound profitability indicators.
 
As of December 31, 2021, BKT operates principally in the Republic of Albania through 61 branches and 2 custom agencies, in addition to 22 branches in Kosovo, organized under subsidiary BKT Kosovo Sh.A. The Bank had a workforce of app. 1,333.

Other News

BKT Named “Best Bank in Albania 2026” at the Euromoney’s Awards for Excellence
Banka Kombëtare Tregtare has been named “Best Bank in Albania 2026” in Euromoney’s prestigious Awards for Excellence, recognizing the Bank’s strong financial performance, continued innovation and positive impact on customers across Albania. This marks the eighth time in recent years that BKT has received Euromoney’s “Best Bank in Albania” award.
BKT obtains ISO/IEC 27001:2022 certification for information security management
BKT has obtained the ISO/IEC 27001:2022 certification for its Information Security Management System (ISMS), confirming the implementation of a structured and effective framework for the management of information security risks.
Banka Kombëtare Tregtare is awarded from Global Finance as "The Best Bank in Albania for year 2026"
NEW YORK, March 16, 2026 – Global Finance has announced its 33rd annual awards for the World’s Best Banks. BKT was recognized for the eighth time with the award “Best Bank in Albania for 2026,”