Super Loan

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Product information

Superloan is a personal loan intended to be accessed very easily from customers that have incomes from salary, rent passing through banking system and incomes from private activity. Through Superloan it is intended to fulfill the immediate personal needs of customers.

No collateral is needed to benefit from a Superloan.

It is enough to declare your stable income and that of your co-borrower, which can be provided by:
-    Salary
-    or Rent
-    or Private Activity
 
and you loan will be approved within 24 hours.

Apply now and benefit from the preferential interest rate.
 

General information

Second level banks use as a base interest for the calculation of the loan interest rate formula the 1 Year Treasury Bill rate.
 
"Treasury bills" - is a negotiable debt instrument with a maturity of up to one year, issued and guaranteed by the Government of the Republic of Albania. Treasury bills are issued in the national currency (Lek) and have maturities of 3, 6 and 12-month.

 

Terms and Conditions

Afatet dhe Kushtet e kredisë      

Currency

ALL

Maximum Loan Amount

Maximum Loan Amount Up to 3,000,000 ALL

Loan Maturity

Up to 10 Years

Interest Rates

Fixed Interest rates for the first 12 loan installments:

 

4%

 

5%

 

6%

 

7%

 

8%

 

9%

 

10%

 

11%


 

Variable Interest rates after the 12th installment of the loan:

 

1 Year Treasury Bill + 4% not less than 5%

1 Year Treasury Bill + 5% not less than 6%

1 Year Treasury Bill + 6% not less than 7%

1 Year Treasury Bill + 7% not less than 8%

1 Year Treasury Bill + 8% not less than 9%

1 Year Treasury Bill + 9% not less than 10%

1 Year Treasury Bill + 10% not less than 11%

1Year Treasury Bill + 11% not less than 12%

Disbursement Commission

0% for closure in other banks
1 % (not less than ALL 3,000) for other purposes

 

Collateral                          

 

The loan can be taken only by the borrower, but based on the scoring that will be collected during the loan application, one or two co-borrowers may be required.

For further information on the product terms and conditions click at the pre-contractual standardized information letter below.

Please download the respective documents requested for Super Kredi

Please download Pre contractual Information Form Mortgage Loans Template Document

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