Home Equity

Product information

Do you need some help to afford your studies abroad or in Albania? By means of the Education Loan, BKT aims to help you to graduate from any accredited scholar institution in Albania and abroad. An investment today to secure the future!

You are headed to start a professional career but lack means? For all the self-employed professionals, attorneys, lawyers, engineers, etc. You can profit from the low interests rates of BKT that may generate multiple revenues in the future.

Health is the most important thing in everyone’s life, without it everything else loses value. With the Health Loan BKT, tries to relieve your financial concerns helping you with the payment of dentist bills, oculist visits, diagnostic consults, hospital treatments etc.

... also for every personal need (to furnish your house, to purchase a vehicle, for vacations) or investment in real estate properties (house legalization expenses, purchase of land), BKT helps you with the Home Equity Loan.

Terms and conditions of the Loan  
Maximum loan amount Up to 60% of the Immediate Liquidation Value of Collateral offered, not more than ALL 6,000,000
Maximum maturity Up to 10 years
Interest rate begins from T-Bill  1Y+ 3.5%
Disbursemet Commission begins from 1.5%
Mortgage A Real Estate property


Please download the respective documents requested for Home Equity Loan

Please download the pre-contractual standardized information letter