Shop Improvement | Banka Kombetare Tregtare

Shop Improvement

Product Description

The Shop Improvement Loan is designed to fulfill the necessities that individuals have for the improvement of the premises of a shop/office that they own. From this product can profit individuals that will use the premise for rent purpose, individuals (owners of an activity). Also, Self-employed professionals (doctors, notary advocate, pharmacist, accountant etc.), may apply in order to improve their working environment.

Terms and conditions of the Shop Improvement Loan

Terms and conditions  
Loan Currency ALL/Euro
Maximum loan amount   Up to 12,000,000 ALL / Euro 100,000
Maximum maturity Up to 15 years
Interest rate starts from 1Y T-Bill + 3.2% for ALL currency                                                                                  1Y Euribor+ 4% for Euro currency
Disbursement Commission 1%
Financing Criteria
(Loan amount/ Open Market Value of the collateral offered)
75% ( not more than preventive value)
Collateral Real estate property only, considered as marketable (credit object is preferred)

For further information on the product terms and conditions click at the pre-contractual standardized information letter below.

Please download the respective documents requested Shop Improvement Loan
Please download the pre-contractual standardized information letter